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What is TreecreditLoan?

Tree Credit Loan is a network connecting lenders who offer short-term loans. Our goal is to pair you with one or more short-term loan lenders who can provide you with access to emergency funds, regardless of the reason. We help you find loans of up to $10,000 quickly and with ease.

Provided by TreeCreditLoans
1415 Vantage Park Drive,
Suite 700, Charlotte, North Carolina, 28203

* Personal loans made through Tree Credit Loan feature Annual Percentage Rates (APRs) of 11.69%-35.99%. All personal loans have a 5.25% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 36 to 60 months. For example, if you receive a $10,000 loan with a 36-month term and a 28.47% APR (which includes a 22.99% yearly interest rate and a 7% one-time origination fee), you would receive $9,300 in your account and would have a required monthly payment of $387.05. Over the life of the loan, your payments would total $13,933.62. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early.

� Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.

NMLS ID 1548935 – Additional information about our state licenses can be found here

Copyright 2025 TreeCreditLoans, Inc.
All rights reserved. This website is owned and operated by Treecredit Loans, Inc., which also does business as TreeCredit and under the names here (together, “Treecredit loans” or “Treecredit loans”).

All loans made by our bank partners.